Grads1st Can Help Stop Wage Garnishment
If you are a student that has taken on more debt than you can afford to gain a higher education, or a family person that is in over their head by tons of debt it seems, you aren't alone. There are many people that are in the same boat as they struggle to make a good life for themselves or their families. Debt is a crushing force that disables many people from living their potential.
There are many reasons why people don't go to a program that helps you with their debt because of the lack of information. Many people are led to believe that they've ruined their credit score and it never can be repaired. Or you've suffered through a bankruptcy and that black mark will stay with you for the rest of your life. Or there is nothing to do when you have a mountain of debt upon your shoulders and there is no way for you to stop your creditors from garnishing your wages.
What is to be done?
This is where Grads1st can come to your assistance. It doesn't matter if you are a student in over your head with student loans or a worker getting their wage garnished because you can't pay your creditors, we can fix your problems with our programs.
25% of all Americans are suffering from student debt, as they are trying to carve out a life for themselves. It comes in second to home mortgages in the U.S.
The Department of Education is where you should go to see the variety of programs that can help you right your life again. You've got to fill out an application and submit the right information so that we can help you. Programs like these are based on your income and family size.
If you are being garnished, we call your creditors and halt garnishment. The next step is to construct a plan to help you make payments. They will be something that you can afford. This serves two purposes in helping you make payments and rebuild and restore your credit rating.
By working with your creditors and making an arrangement so that you can pay is our priority. Our job will be done when a repayment plan is decided upon.
Which program is right for you? There are so many that can help you, It all depends on your money situation, loan type and loan status along with your family size. Many are molded to fit our clients needs and circumstances.
There are Forgiveness programs that will help you as you pay back your loans. There are many that can fit your needs. Such as Public Service Loan Forgiveness, Teacher Loan Forgiveness and Total Permanent Disability Loan Forgiveness.
You will pay a fixed amount that is due every month. This can be as long as ten years. any amount that you have a surplus that is left over will be forgiven.
Those who have payments capped at 15% of your wage, with a max of 300 months. At the end of the 300 months will be forgiven. This is similar to our student program.
To gather the info you need it will be as fast as 15 mins and what programs will help you the best. We are faster in our turnaround time by 30%. So call us today and see how we can help you.
